About Us

Who We Are

Mr. Suresh Mahajan, Director, has a B.Sc. degree in Physics (Honours) from the University of Poona and an MBA from the prestigious Indian Institute of Management, Ahmedabad. He has worked for Citibank and the World Bank and has over 40 years of banking, consulting and training experience.

At Citibank he worked for the operations group, participated in the creation of the Management Consultancy Division that subsequently handled Investment Banking business for the Bank. Was, thereafter, selected for advanced training in credit and became a senior member of the Indian Corporate Banking Group.

At the World Bank, he was assigned to the International Finance Corporation (IFC) and the IDA. At the IFC his primary responsibility was “institution building”. Between 1979 and 1984, he was posted as an Advisor to the Bank of Ceylon (the largest commercial bank in Sri Lanka) with a mandate to improve the Bank’s lending operations. He successfully revamped the credit evaluation, supervision and administration systems and designed and implemented training programs for upgrading the skills of credit officers and put in place a very successful and effective program for SME funding.

At Riskontrol, he has led a team of researchers and software engineers that have developed CreditWiz+, CreditWizVar, CreditWizMini and BankWiz. The Group is now working on developing solutions for stock picking using value investment principles and a product for the insurance industry.

Mr. Mahajan is a Member of the Board of Studies of the NMIMS University where he also teaches subjects that cover topics on credit risk measurement and credit derivatives. As a Member of the Board of Studies of the NMIMS University, he was part of a team that designed and implemented a specialised sectoral MBA Program for the Banking industry.

Mr. Mahajan has undertaken consultancy assignments in the US, India, Sri Lanka, the Middle East, Hong Kong, Indonesia and Viet Nam.

Ms Ratan Kapadia, Director, has a B.A. from the University of Delhi and is a Chartered Company Secretary. Her specialization is in the area of corporate governance including provisions of Company Law, Securities Exchange Board Regulations, etc. Ms Kapadia is in-charge of compliance.

The Directors are assisted in the day to day working of the Company by a team of young professionals that includes statisticians, operations research specialists and software engineers.